Monday, January 14, 2008

The earth beneath our feet

Well, I had a closing cancel on me this afternoon. We were waiting on information from the lender in order to enable us to prepare a HUD settlement statement and get the same to the Seller's attorney. Apparently, the lender refused to lend the money necessary for the transaction. This is odd, mainly because we have a strong borrower and don't know what the problem is. My client is checking on this with the lender and I am supposed to hear something tomorrow morning.

Of course, this places a little bit of a hitch in the week this week since I won't have that income from the closing. We shall see what we shall see.

Meanwhile, I finished the title and documentation for the lender for the Martuzas loan next week. I received the title request from the lender this morning. It was strange to drive over to the Henry County Courthouse and the Clerk's Office. I used to do quite a lot of closings out of Henry County. Particularly when Burt Blackmon was the President of BOSCO. I drove over to McDonough and noticed all the changes along the way. It seems like McDonough has a ton of new restaurants opening around the square. I guess you will have your pick on the square in the future. It looks like, however, that the Grits Cafe may have closed. I didn't see its sign.

Anyway, I went into the Courthouse and went to the Clerk's Office. There was hardly anyone in there this afternoon. Maybe four title examiners. I thought I heard Tommy Ellis across the room, but when I went over to the part of the room from which I heard his voice, he was nowhere to be found.

If Henry County is hurting that badly, then we all have reason to hurt. There is some consolation when you realize that everyone is in the same boat. The consolation doesn't last.

Thank God Kate's educational expenses are coming to an end. Come next September all of my notes to United Bank will be paid off. I hope I can continue to keep the wheels grinding steadily until then. I have been fairly successful in paying things off over the past few years. It would be nice to be out from under all of the debt.

On the other hand, I don't think you really ever do that until the final curtain draws to a close. Even then, your debts become the responsibility of someone else. Or the creditors stop harassing, since their ability to communicate with you becomes foreclosed by the six feet of dirt they place between you and the creditor. Creditors do have their limits.

Well, it is the end of the day. I feel like going home, drinking a beer, and worrying about what might be for supper. Cindy is waiting. That is consolation.

Drink a beer. Kiss a wife. Pet a puppy. The triumvirate of afternoon consolation.

1 comment:

kate baynham said...

shouldn't it be kiss a wife, and then drink a beer?