Tuesday, September 25, 2007

A new week

Monday was so much fun. It didn't get better until the late afternoon. Even that wasn't a sure thing until I had had a chance to go to the grocery and sit down and eat supper. I had to deal with a borrower from a closing I did in 2004. Patti didn't get the taxes paid for several weeks after the closing and the tax lien was sold to a private company who put interest and penalties on top of it which the borrower didn't want to pay, since the taxes weren't paid until later. Unfortunately, we never received notice of the sale of the taxes until after it was too late and the borrower didn't pay the difference when the situation presented itself in early 2005. Of course, I didn't hear about this until much later. Then, when the borrower and I spoke he was already mad and Fulton County, who bore some responsibility for the mess, wasn't willing to do anything about the problem.

So I drove up to Chamblee and met with him. All the time, the borrower is saying that he wasn't mad at me and understood the situation, but then he called me in my car as I was driving back home to tell me that the agreement I had prepared was short $25 and he wouldn't get it to the judge unless that $25 was paid to him immediately. Twentyfive dollars!

Next up I get a call from a person I had dealt with last year who wanted to transfer title to his sister in California to avoid creditors from liening his property. We made the transfer and I told the sister that there was a good chance that the taxes could go up because of the transfer. Well, now the taxes have gone up, like everyone else's, and they are griping at me for it happening.

Finally, I had a closing last night and all during the closing the parties are talking about the terrible time they had at their first closing because of the errors in the closing documents. All the while this is happening I am remembering that I was the closing attorney on that closing. As Uncle Remus said, "Brer Rabbit, he lay low." The closing went well and everybody left happy. I was able to discuss the matter with Patti, remembering that this would have been one of the first closings Patti did when she went to work for me in Mr. Smalley's office.

The day ended with a final opportunity to talk to Andy Glenn, the insurance dude, who found insurance for us which would cover us all and cost about $400 over what we are paying for coverage for only Kate and me. That was a big victory. I came home with the desire to share this good news with Cindy and she starts griping at me about the bookcase in the living room as soon as I walk into the house.

Oh well, we ate pizza and I had salad and everything mellowed down later. It was fun. It was a mixed bag, but overall bearable.

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